Business insurance needs vary by industry and are specific to risk. Here at G&L Insurance, we pay close attention to details in an attempt to safeguard your company against the things that could threaten the continuity and financial success of your business in the future. Whether you have a family-owned and operated store or a business with multiple locations throughout the greater Milwaukee area, we can help you get the coverage you need to protect what matters most.
Types of Business Insurance Coverage
Your business probably needs a wide range of coverage types, and we can help you with all of them. Examples include:
General Liability Insurance
A lot can happen when you own a business. Accidents and injuries could be your responsibility, even if you did not cause them directly. General liability insurance helps cover medical bills and property damages for claims against your business, as well as legal fees and judgments if you are sued. Be sure to ask an agent here at G&L Insurance about adding high-limit commercial umbrella insurance as an added layer of liability protection to help fill in any gaps left behind by your primary liability protection.
Employees who are injured on the job can hold you liable for their injuries. Whether they get a muscle strain while lifting boxes or suffer a more serious injury, workers compensation helps pay for medical bills and rehabilitative costs, as well as wage compensation during time off work.
Just like your home, fires, inclement weather, and crimes can threaten the structure of your business and the contents inside of it. Property insurance helps protect you against losses stemming from covered events. It can help pay for rebuilding of your business if you own or finance the property, as well as replacement of your furnishings, inventory, and other physical assets inside.
Commercial Auto Insurance
If your business utilizes vehicles for commercial purposes, you probably need a commercial auto insurance policy. Whether you have one vehicle or several, we can help cover damages to your vehicles, injuries to your drivers, and liabilities you may incur if you are at-fault for an accident.
Do you provide professional advice or services? You could need professional liability coverage. Do you trust employees with important jobs? You might need employment dishonesty coverage. Do you have equipment that needs to be protected? You probably need coverage for that, too. Whatever your risks are, it is our job to uncover them and help protect you against them. Our goal is to provide you with access to all the insurance you need to minimize your exposure to risk.
Is a BOP Right for You?
A business owners package, or BOP, is a combination of several different types of coverage rolled into one simple package. These packages are created for the convenience of business owners who have similar risk exposures, such as restaurants or small retail shops. Generally, a BOP may be right for you if your business is located outside of your home and you have equipment or inventory that you need to protect. It typically includes your business property insurance, general liability, and loss of income coverage. An independent agent here at G&L Insurance can help you determine if a BOP is right for your business and whether you might need any additional coverages outside your BOP, such as commercial auto insurance or workers compensation.
Waukesha Business Insurance Quotes
If you own a business in the Waukesha area, we want to help you get the coverage you need to protect your income and assets. Call us today to request a free risk evaluation and help you determine how much and which types of coverage could be right for you. We look forward to serving you soon.